Call us(385) 895-5316

Talk with Teri(469) 482-5205 See My Options
See My Options Talk with Teri (469) 482-5205
A truck driver with his arms crossed, leaning on a black semi-truck at sunset

Life insurance for Truck drivers

Different job. Different schedule. Same responsibility.

OTR, owner-operator, company driver or brand new. Find life insurance that fits life on the road, and talk to a licensed agent when you're ready.

GET STARTED NOW

What are you working this hard to protect?

Family income protectionIf your paycheck stopped tomorrow Mortgage & home protectionKeep the house with the people in it Final expenseFuneral and end-of-life costs Owner-operator protectionPersonal and business obligations

Rather talk? Call Teri, our AI assistant, 24/7: (469) 482-5205. Teri is an AI assistant, not a licensed agent.

Text (469) 505-4855 now — 5 minutes with Teri about building a nest egg while you drive. Msg & data rates may apply.

  • Takes 30 seconds
  • No obligation
  • Private & secure

TruckLife isn't an insurance company. A licensed agent walks you through your options.

Call us: (385) 895-5316. A licensed agent calls you back after you book.

Double Protection Plan

One policy. Two jobs.

  • Life Insurance

    Protects your family if the worst happens.

  • Nest Egg

    Builds cash value you can tap while you're alive.

See My Options

Cash value isn't guaranteed. Loans and withdrawals lower the cash value and the death benefit. IUL is life insurance, not an investment.

Every kind of driver. Same reason.

Pick the one that sounds like you.

A semi-truck on a desert highway at sunsetOTR driversOver-the-road, weeks out An owner-operator standing with arms crossed in front of his semi-truck at sunsetOwner-operatorsYour truck, your business A company driver in the cab of his truck, writing on a clipboardCompany driversIs carrier coverage enough? A white semi-truck driving through green hills at sunsetRegional driversHome most weekends A row of semi-trucks parked at a distribution center at sunsetLocal driversHome every night A team-driving couple smiling beside their semi-truck at sunsetTeam driversTwo drivers, one truck A hotshot pickup truck hauling a flatbed trailer of lumber at sunsetHotshot driversYour own rig and loads An independent driver working on his truck's engine at sunsetIndependent driversContract to contract
The view from a truck cab, hands on the wheel, driving toward the sunset

The
road.

  • Long days.
  • Long nights.
  • Thousands of miles.
  • Loads that have to arrive.
  • Bills that don't stop.
A truck driver hugging his family in front of their home, his semi-truck in the driveway

The
reason.

  • The house.
  • Your spouse.
  • Your kids.
  • The life you've built.

Protect what all those miles are for.

Show me my options

What are you working this hard to protect?

Tap one. Teri picks up from there — no need to explain it twice.

Teri, the TruckLife guide, in a navy cap in front of a semi-truck

Not behind the wheel? Same question at home.

See everyone we help
A construction worker in a hard hat and safety vest on a steel-frame job site at sunsetConstruction An electrician in a hard hat testing wiring in an open electrical panelElectricians A lineman in a hard hat and harness working high on a power pole at duskLinemen A welder in a helmet welding a steel beam with sparks flyingWelders An oil pumpjack at sunsetOilfield A miner in a hard hat with a headlamp inside an underground mine tunnelMiners A heavy equipment operator in the cab of a yellow excavator on a job siteHeavy equipment A diesel mechanic working on a semi-truck engine in a shop bayMechanics A firefighter in front of a fire engineFirefighters A paramedic in uniform beside the open doors of an ambulance at duskEMTs & paramedics A smiling city bus driver at the wheel of a transit busTransportation A group of blue-collar workers standing together at sunsetOther hard jobs

Getting coverage should be straightforward.

Three simple steps. Real people.

  1. 1
    Tell us about youYour ZIP, name, phone and retirement income goal.
  2. 2
    Get matchedWe connect you with an agent who works with insurers that cover your job.
  3. 3
    Talk with a licensed agentClear answers, on your schedule.

Take the TruckLife 30-second checkup.

"Tell me who you're protecting. I'll help with the next step."

Start my checkup Continue my TruckLife options

About 30 seconds · No obligation

Or pick your path

Family income protectionIf your paycheck stopped tomorrow Mortgage & home protectionKeep the house with the people in it Final expenseFuneral and end-of-life costs Owner-operator protectionPersonal and business obligations

No
insurance-
speak.

Just the basics you actually need to understand.

Term life

Covers you for a set number of years.

Permanent life

Coverage meant to last for life, as long as the policy stays in force.

Cash value

Some permanent policies build cash value over time. Growth isn't guaranteed.

IUL

Permanent life insurance with cash value tied to a market index. Not an investment. Cash value is not guaranteed.

Final expense

Smaller coverage for funeral and end-of-life costs.

General education only. A licensed agent can explain what fits you.

Straight answers.

Can truck drivers get life insurance?
Yes, many can. Driving for a living doesn't rule you out. Each insurer looks at your job, driving record, health and age a little differently, so a licensed agent checks which ones fit you.
How much does it cost?
It depends on your age, health, tobacco use and the policy and amount you pick. We don't quote prices online. A licensed agent can show real numbers for your state.
Do I need a medical exam?
Sometimes. Some policies only ask health questions. Others need an exam. An agent can tell you which options skip the exam.
Isn't the coverage through my carrier enough?
It helps, but it's often a set amount and usually ends when you change carriers. Many drivers also get coverage they own. Never cancel a policy until the new one is approved and in force.
Can owner-operators get life insurance?
Yes. Owner-operators often have more to cover: a truck note, business loans and income that depends on the truck moving. A licensed agent can help with personal and business needs.
What's an IUL?
Indexed universal life is permanent life insurance. Its cash value can earn interest tied to a market index, within caps, floors, fees and charges. It isn't an investment, growth isn't guaranteed, and the policy can lapse if it isn't funded as planned.

Stories from the road.

Real questions drivers ask, answered straight.

Owner-operatorWhat happens to the truck payment if something happens to you?Read the story → Company driverIs the life insurance through your carrier enough?Read the story → OTR driverLife insurance when your office is 500 miles from home.Read the story → New CDL driverStarting a trucking career — and starting a family.Read the story → Hard jobsNot behind the wheel? Same question at home.See who we help →
A truck driver's family watching his semi-truck on the road at sunset

You keep America moving. Protect who's waiting at home.

Show me my options

Rather talk? Call Teri, our AI assistant, 24/7: (469) 482-5205. Teri is an AI assistant, not a licensed agent.